Privacy Policy | Metals Retirement Audit

1. Introduction

This Privacy Policy explains how the Metals Retirement Audit ("we," "us," or "our") collects, uses, and protects information when you use our website and services. We are committed to protecting your privacy and handling your data responsibly.

This Service is primarily intended for residents of the United States. If you are located in the European Economic Area (EEA) or United Kingdom, you may have additional rights under the GDPR or UK GDPR—please contact us to exercise those rights.

2. Information We Collect

We may collect the following types of information:

Personal Information: Name, email address, and phone number that you voluntarily provide when using our calculator or requesting information. By providing your phone number and consenting to be contacted, you agree to receive calls or texts from us or our affiliate partners regarding the services you requested; standard message and data rates may apply.
Financial Information: Retirement account balances and asset allocation preferences you enter into our calculator. This information is used solely for calculation purposes and to provide relevant resources.
Usage Data: Information about how you interact with our website, including pages visited, time spent, and actions taken.
Device Information: Browser type, operating system, and device identifiers.

3. How We Use Your Information

We use collected information to:

Provide retirement inflation impact calculations and educational resources
Connect you with relevant financial service providers based on your indicated preferences
Send you information you've requested about retirement planning options
Improve our website and services
Comply with legal obligations

4. Information Sharing

We may share your information with trusted third-party partners who provide financial services that may be relevant to your retirement planning needs. These partners are selected based on the information you provide and your indicated preferences.

Important: When you submit your contact information and consent to be contacted, your information may be shared with one of our affiliate partners. You will be clearly informed which partner will receive your information before submission.

We do not sell your personal information to third parties for marketing purposes unrelated to the services you've requested.

We may also use third-party service providers (such as analytics and email platforms) who process data on our behalf and are contractually obligated to protect your information.

5. Data Security & Retention

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet is 100% secure.

We retain personal data only as long as necessary to fulfill the purposes described in this policy, or as required by law—typically no longer than 24 months after your last interaction with the Service.

6. Your Rights

You have the right to:

Access the personal information we hold about you
Request correction of inaccurate information
Request deletion of your personal information
Opt out of marketing communications
Withdraw consent where applicable

California Residents (CCPA/CPRA): Under the California Consumer Privacy Act, as amended by the California Privacy Rights Act (CPRA), California residents have the following rights:

Right to know what personal information we collect, the sources, the purposes for collecting it, and the categories of third parties with whom we share it
Right to delete personal information we have collected about you, subject to certain legal exceptions
Right to correct inaccurate personal information that we maintain about you
Right to opt out of the "sale" or "sharing" of personal information (including sharing for cross-context behavioral advertising)
Right to limit the use and disclosure of sensitive personal information to that which is necessary to provide the services you requested
Right to non-discrimination for exercising any of your privacy rights

We do not "sell" personal information for money, and we do not knowingly "share" personal information for cross-context behavioral advertising as those terms are defined under the CPRA. We do not use or disclose sensitive personal information for purposes beyond those permitted under the CPRA. To exercise any of these rights, contact us at the email below; we will not discriminate against you for doing so. You may also designate an authorized agent to make a request on your behalf, and we will take reasonable steps to verify your identity before fulfilling a request.

To exercise these rights, please contact us using the information provided below.

7. Cookies and Tracking

We may use cookies and similar tracking technologies to improve your experience on our website. Essential cookies are required for basic site functionality, while analytics cookies help us understand how visitors use the Service. You can control or disable cookies through your browser settings, though doing so may affect certain features.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page with an updated revision date.

9. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us at:

Email: [email protected]